Bankruptcy Attorney Service
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Your Chapter 7 and Chapter 13 Bankruptcy Headquarters

Are you feeling the pressures of being buried under mountains of debt? Filing bankruptcy might be the best solution for your financial situation. Many Americans today are living with the fear that as their debt continues to increase and the monthly payments never stop, living paycheck to paycheck becomes a scary reality. All it takes is one unexpected circumstance to arise and send your finances into a tailspin. For many individuals, the decision to file for bankruptcy can be a difficult one. No longer does bankruptcy carry a mark of shame as creditors would like you to believe. Many associate the term bankruptcy with failing or giving up, in fact, the opposite is true. Filing bankruptcy allows you to finally retake control of your finances and get a fresh start by wiping out your past debts, giving you the second chance your family needs.

If you are in the process of losing your home to foreclosure, and your debt is spiraling out of control, learn how filing for bankruptcy may help you eliminate your debt. Getting answers to those complex bankruptcy questions should be a priority when it comes to making choices for your financial future. Gaining the knowledge about bankruptcy filing from a bankruptcy attorney can help you make an informed decision that will benefit your personal financial situation. The bottom line is there are two major forms of personal bankruptcy, Chapter 7 and Chapter 13. Both can be very powerful legal tools, but need to be implemented accordingly after careful evaluation by a bankruptcy attorney. If you would like to take the first step towards financial freedom, then fill out our FREE NO OBLIGATION CONSULTATION form on this page to connect with a local bankruptcy attorney to discuss your options.

Advantages To Filing Bankruptcy

There are many advantages to filing bankruptcy, whether it’s Chapter 7 or Chapter 13. One of the main benefits of a bankruptcy filing is that it provides an order of relief that triggers an automatic stay that all creditors and debt collectors are prohibited from pursuing you or your property outside of the bankruptcy proceeding. Once an individual files for bankruptcy, they feel like the weight of the world has been lifted off their shoulders. It’s amazing how filing bankruptcy will relieve stress almost immediately because the creditors can no longer aggressively pursue collection of your debts. Wage garnishments will also stop and the income you receive will be yours to keep. Filing bankruptcy was designed to provide the debtor a powerful protection that can even stop foreclosure and give the debtor breathing room.

The Automatic Stay in a Bankruptcy Filing Offers Protection From:

  • Wage garnishment
  • Foreclosure
  • Repossession
  • Threatening Phone calls