Monthly Archives: April 2011

A Bankruptcy Attorney Can Help You Understand The Code

The federal bankruptcy laws that were put into effect in 2005 that makes it more important for the petitioner to consult an appropriate bankruptcy attorney or other expert. Then the court enters the automatic stay which precludes creditors from taking … Continue reading

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Your Credit Score After Bankruptcy Even Though You Are Debt Free

Your Credit Score can be an important asset. It determines your ability to get credit, and the cost. It could be a factor in your getting a job, renting an apartment, and purchasing a house or a car. When you … Continue reading

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Becoming Debt-Free After Chapter 7 Bankruptcy

A Chapter 7 bankruptcy and a Chapter 13 bankruptcy are really designed for two types of different debt situations. A Chapter 7 bankruptcy, which is often referred to as a fresh start bankruptcy, is used when a person has only … Continue reading

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Don’t Need to be a Citizen For a Bankruptcy Filing

Many people wonder if they need to be a citizen of the United States to file a bankruptcy case in the United States. No, you don’t have to be a citizen to file bankruptcy in the United States. You have … Continue reading

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Choosing Bankruptcy For Credit Card Debt Elimination

One of the downsides of Chapter 7 Bankruptcy is the liquidation of assets by the trustee to pay creditors. Basically, any kind of property that can be sold will be sold to cover debts. This can be hard to overcome … Continue reading

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Reasons For Bankruptcy

There are many reasons why individuals decide to file for bankruptcy. Unexpected medical bills, a job loss or difficult divorce can quickly put a strain on a person’s budget. Money goes out faster than it comes in. Checks start to … Continue reading

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Being Debt Free And Your Credit After Bankruptcy

Repairing your credit after filing bankruptcy is not impossible and some companies online offer these services as well as tips on how to perform self-credit repair. The main goal when trying to perform credit repair is to keep in mind … Continue reading

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Chapter 13 Bankruptcy Might Save Your Home

Most mortgage lenders have set rules about how long a person can miss payments before getting threatened with foreclosure. Likewise they have guidelines outlining the ways a person can stall the foreclosure process. Foreclosure solutions that are ethical include non-profit … Continue reading

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